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Stratified sampling

Strata may represent risk categories or class labels. Sampling design can improve representation of important groups; estimates may require appropriate weighting if sample fractions differ. In model evaluation, stratified folds can preserve class proportions, but this does not replace time-aware splitting when chronology matters.

Worked example

A dataset contains 900 routine and 100 high-risk cases. A 10% proportionate stratified sample selects 90 routine and 10 high-risk cases.

Common mistake

Assuming a disproportionate stratified sample has the same population proportions without weighting, or using class stratification to justify leakage across time.

Where it appears in your exams

QualificationExamRelationshipPeriod
ACCA MA Direct September 2026–June 2027
FIA FMA Direct September 2026–June 2027