[mjsan]

Thank you Mr Moffat, clear.

[mjsan]

Hello Mr John,

Thank you Madhuap. I also had the same understanding your stated.

@Mr John, thank you for your teachings and time. I’m still not clear on the Time 0 is the start of the 1st year. What is then the difference between time 0 & time 1 please if they are both the start of the 1st year.

What video can I watch to really explain the Time 0, year 1 concept to me.

Thank you sir,

[mjsan]

Thank you sir!

It is much clearer now.

Also, I noticed your recommendation, Swap is meant to give an advantage if it does not then it should not be done and we state that, hope I’m correct.

Thanks again.

[mjsan]

Hello Mr John,

Point 2 is clear now, you mentioned in the video the difference at both rate level. I missed out the bank fees.

But waiting for your response to my point 1.

Thank you,

[mjsan]

Passed with 57, thanks Mr John.

[mjsan]

@Walosha, I agree with you, this is the fourth attempt with 49, I had I hopes this time around.

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