TECHNICAL ARTICLE: USING THE BUSINESS MODEL OF A CO....

Hi, I have taken this from the SBR Technical article - Using the business model of a company to help analyse its performance. It states: "To qualify for an amortised cost classification, the financial asset must be held to collect contractual cash flows rather than be held with a view to selling the asset to realise a profit or loss. For example, trade receivables held by a manufacturing entity are likely to fall within the 'hold to collect' business model if the trade receivables do not contain a significant financing component in accordance with IFRS 15 Revenue from Contracts with Customers" Don't seem to understand what it means " if the trade receivables do not contain a significant financing component in accordance with IFRS 15 Revenue from Contracts with Customers" Could you please explain? Many thanks