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Data. Collected by post or telephone but not by a personal interview
What kind of data is this sir
And sir
What does a credit reference agency report meanAnd why is it not a internally generated information?
Collected by post etc., doesn’t have a special name.
A credit agency is a company who will supply you with information about the credit worthiness of new customers, and they charge for the information.
You buy the report from the credit agency – they are a separate company and therefore it is not internally generated.
If you were going to sell me goods on credit then you would want to check that I would be likely to actually pay you. The more my ‘credit worthiness’ then the more certain you would be that I would be able to pay.
To find out you could pay a credit agency to give you a report on me. The report would let you know things like whether I had ever been in court for not paying bills in the past and (if I am a company) whether my accounts show that I have plenty of cash or not.
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