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what is the difference between calculation of incuring an annual allowance charge and one without incurring annual allowance charge
but why does it put without incurring an annual allowance charge in this question
Padma became a member of a personal pension scheme on 6 april 2012 and has made gross personal pension contributions as follows
2012/13 £23000
2013/14 £40000
2014/15 £45000
Padma’s tax adjusted trading income in the tax year 2015/16 is £300000
What is the maximum gross personal pension contribution that Padma can make in the tax year 2015/16 without incurring an annual allowance charge?
I believe I have already answered this question