Sir just wanted to make things clear abt the rate used.why r the rate used for premium payable 1.3585,can u pls explain in the same way how u did in lecture like we r buying this selling this etc.And for converting the amount not hedged we r using 1.3623 is it because € is our base currency and because we will get 20 dollar so need to sell dollar to get euro,so using sell forward of dollar am i right or any other reason. Thanks