ya1986 Active 5 years agoTopics: 0Replies: 1☆ProfileForumsTopics StartedReplies CreatedEngagementsForum Replies CreatedViewing 1 post (of 1 total)AuthorPosts April 29, 2013 at 1:35 am #123815 ya1986MemberTopics: 0Replies: 1☆Yes .u must use both to increase the band and also u can get tax relief on personal allowanceAuthorPostsViewing 1 post (of 1 total)