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hello sorry ignore my previous email. my email address which i am currently using is:
m x s r 1 9 9 1 @ h o t m a i l . c o m
Hey,
I got 46%. But missed one whole question.
Please could I buy your Kaplan workbook off you? I didn’t get any tuition at all and studied for months just by myself. I would be so grateful if I could buy it I can do a bank transfer instantly.
His personal allowance wasn’t available without the pension contributions, but with the pensions he certainly did have it because of this calculation from the top of my head:
Net income 172,000
Less: Gross pension contributions (big figure which brought his income below £100k)
Adjusted Net Income (<£100,000)
So I gave him the personal allowance.
I thought about the tapered relief but just went with this – didnt want to spend too much time!!!!
His liability decreased dramatically for me from like £41k (as given in question) to £23k lol!!! Which is questionable because any tax differences in these questions usually aren’t that great. But then again I had just 20 minutes to get through the question!!!
Ahh this exam was such a hit and miss – I’m hoping for the best. Overall I thought half of it was really hard and the other half was really easy?!?
I’m an independent student – just use books and online papers 🙁 can do with a study budy tbh… I’d love to be able to do like past papers at the same time and then share answers and explanations – I feel this can really help.
Anyone wanting to study as a pair or even as a group (Whatsapp group or whatever) give me a shout!
I’m hoping for the best – I just really need to pass this! Keeping an open mind…