[lit234]

@trephena I have learned that Earning assets are the assets that earn money easily for the business. In a banking industry which of the following does apply?
1) Treasury bills
2) Non investment trading securities
3) Interest in associated companies and joint ventures
4) Loans and advances to customers
5) Deposits and amounts due from banks and other financial instituitions
6) Interest receivable and other assets
7) Cash and balances with central banks
8) Premises and equipments
I believe that 7 and 8 does not include in the category as an earning asset. Please correct me if I am wrong

Also is it alright to take the “Interest and similar income” total for calculating Gross yield on earning assets? The title includes-(4), Non trading investment securities available for sale, (5), Non trading investment securities amortised cost, (1) and, Interest recovered on impaired financial assets- loans and advances to customers.

I would really appreciate if you could help me.
Thanks.

[lit234]

@trephena I am doing topic 8 on Banking industry too. I might not be able to submit my project in this session. The next session’s submission is in May. The annual reports I currently have are only till 2014 as the 2015’s wont be out until March first week. If my submission will be in May, will I have to include 2015’s annual report too or can I use until 2014? Is there any rule regarding it?

[lit234]

I have chosen the banking sector for topic 8. Which all business models are appropriate and best for the banking sector? CAMELS, Porter’s 5 forces, PEST/EL, SWOT?
Also the chosen bank has subsidiaries while the competitor doesn’t. Would that be an issue?

[lit234]

@trephena Initially I chose two banks, one of it has no subsidiaries. The other has two like I said but both the subsidiaries are related to the business- Credit card and finance advisory. Can I compare the two? If so which would be wiser to choose and if not, as you said I will have to look up a bank that has subsidiaries with a similar business. Thank you for replying, I really appreciate the help.

[lit234]

@trephena I have chosen topic 8 and have decided to go with the banking industry as the information is readily available and its local. One of the banks I have chosen have a consolidated financial statement (2 subsidiaries) while the other has a standard Financial statements. I read one of your replies on how its better to choose like statements and consolidated ones are broader.
Will it be alright if I chose another bank with a consolidated statement but with a higher number of subsidiaries and diverse operations?

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